Smart Bonus Checking makes daily purchases more rewarding.
Earn 5.00% cash back on your debit card purchases every month you qualify – no monthly fees, no minimum balance.^
Benefits You’ll Love
- Free digital banking services
- Refunds on ATM fees, nationwide^
- No monthly maintenance fees
Details
- Free checking that pays you back
- Get 5.00% cash back on debit card purchases^
- No category restrictions on purchases
- Cash back earned on as much as $200 in purchases monthly
- Earn as much as $120 cash back per year, $10 per month^
- Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)^
- Link to free Smart Saver to build savings automatically
- No monthly maintenance fee
- No minimum balance to earn rewards
- $5 minimum deposit to open
Qualifications to Earn Cash Back
Enrollments must be in place and all of the following transactions and activities must post and settle to your Smart Bonus account during each Monthly Qualification Cycle:
- At least 12 debit card purchases
- At least 1 direct deposit or ACH credit transaction
- Be enrolled and agree to receive electronic statements
And if you don’t meet these qualifications, don’t worry — your account is still free. And you can get right back to earning your cash rewards the very next cycle that you qualify.