Trius Federal Credit Union offers several types of Savings Accounts to help best fit your needs.
Saving is a vital part of financial success and we offer a variety of savings accounts to fit your lifestyle and help you build your wealth.
Share Savings
This basic savings account is required to establish your membership with Trius. Once your share savings is open, you can now access all our services and benefits we offer. A $5 opening deposit equals one share at the credit union and makes you an owner. A minimum balance of $5 is required to retain the benefits of membership, $100 minimum balance to earn dividends. As a member owner of the credit union, you now have access to everything we have to offer.
Money Market
Maximize your savings while earning higher dividends and easy access to your funds.
A minimum daily balance of $5,000 is required. Dividends are paid monthly on balances of $5,000 or above. Two free withdrawals per month.
Share Certificate
Maximize your dollars with a Share Certificate from Trius Federal Credit Union. Share Certificates offer higher dividends and keep your money secure for a designated amount of time. Minimum $500 deposit per certificate, dividends paid quarterly by check or compounded.
**APY - Annual Percentage Yield on share certificates are effective and accurate as of April 17, 2023. Rates are subject to change at any time without notice. A penalty may be imposed for early withdrawal. Fees may reduce earnings on the account. Federally insured by NCUA.
Kids Club
Prepare for a bright future with Trius Federal Credit Union’s Kids Club membership. This membership offers young savers a way to learn the fundamentals of money management. Individuals, 17 and under can open a kids club savings account with a parent or guardian. Once the Kids Club Savings Membership is open, the youth owner can now access online banking and funds can easily be monitored, added or transferred to and from the account. This membership will grow with the child and additional accounts, such as a checking account and debit card, can be added.
Holiday Club
Save for holiday shopping or other seasonal expenses with unlimited access to funds in November and December. No minimum balances and dividends paid quarterly if balance exceeds $100 or more. A $10 fee will be assessed for withdrawals made January-October.
Variable IRA
It is never too early to start preparing for your future. Trius Federal Credit Union offers Traditional and Roth IRAs. Reach your retirement goals with a Variable IRA from Trius Federal Credit Union.
- Traditional IRA
- Roth IRA
Save to Win
Dream, Save, Achieve! Make your dreams come true faster with a Save to Win share certificate. Every $25 you save increases your chances on winning monthly and quarterly prize drawings. Account holders can earn up to 100 entries monthly. Take the first step and leap toward your goals with a Save to Win account. For complete program information please visit www.savetowin.org. Review rules of Save to Win and prize distribution for 2025.
| Account | Minimum Balance | Dividend Rate | APY |
|---|---|---|---|
| Share Savings | |||
| $100.00 - $4,999.99 | $5.00 | 0.05% | 0.05% |
| $5,000 - $9,999.99 | $5.00 | 0.10% | 0.10% |
| $10,000 - $19,999.99 | $5.00 | 0.15% | 0.15% |
| $20,000.00 & over | $5.00 | 0.20% | 0.20% |
| Money Market | |||
| $5,000 - $24,999.99 | $5,000.00 | 0.15% | 0.15% |
| $25,000 - $49,999.99 | $5,000.00 | 0.35% | 0.35% |
| $50,000.00 & over | $5,000.00 | 0.40% | 0.40% |
| Share Certificate | |||
| 6 Months | $500.00 | 2.97% | 3.00% |
| 7 Months | $500.00 | 4.43% | 4.50% |
| 14 Months | $500.00 | 4.18% | 4.25% |
| 15 Months | $500.00 | 2.97% | 3.00% |
| 12, 17, 18 Months | $500.00 | 0.50% | 0.50% |
| 23 Months | $500.00 | 3.69% | 3.75% |
| 24, 25 Months | $500.00 | 1.00% | 1.00% |
| 30 Months | $500.00 | 1.49% | 1.50% |
| 36 Months | $500.00 | 3.45% | 3.50% |
| Variable IRA | |||
| $200.00 | 1.00% | 1.00% | |
| Kids Club* | |||
| $5.00 - $999.99 | $5.00 | 0.10% | 0.10% |
| $1,000 - $4,999.99 | $5.00 | 0.15% | 0.15% |
| $5,000 - $7,499.99 | $5.00 | 0.20% | 0.20% |
| $7,500.00 & over | $5.00 | 0.25% | 0.25% |
| Save to Win | |||
| $25.00 | 1.50% | 1.50% | |
**APY - Annual Percentage Yield on share certificates are effective and accurate as of April 17, 2023. Rates are subject to change at any time without notice. A penalty may be imposed for early withdrawal. Fees may reduce earnings on the account. Federally insured by NCUA.
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