All branches will be closed Friday, July 3 in observation of Independence Day. 

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Maximize your dollars with a Share Certificate from Trius Federal Credit Union.

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Visa Credit Cards

Enjoy competitive interest rates, free balance transfers, no annual fee and contactless security. APR as low as 8.90%.

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Easy, secure account access is right at your fingertips with the Trius FCU mobile app.

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Join Trius FCU

We want you to become a member of Trius FCU. Member owned and focused for over 50 years.

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Checking Accounts

Trius Federal Credit Union offers several types of Checking Accounts to help best fit your needs.

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Simple Checking

Simple Checking is as simple as it sounds, no monthly maintenance fees and no minimum balance. This is a non-interest-bearing account.

Smart Checking Accounts 

Why not earn something for using your checking account! Learn more about these new checking accounts. 

Smart Rate Checking 
Smart Bonus Checking 
 

1APY = Annual Percentage Yield. Must be a Trius Federal Credit Union member to qualify for the account. Click here for membership details or call us at 888-838-5328. If you do not meet the requirements for one month the non-qualifying rate will apply to the entire balance in the account for that cycle. Qualifying transactions must post to and settle the Reward Checking account during each monthly qualification cycle. Commercial accounts do not qualify. Rates and rewards are subject to change from time to time without notice.

Here are some of the great features that come with every Trius Checking Account:

*Consumer loans are subject to credit qualifications.

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Checking Rates
Effective Date: Wednesday, July 1st, 2026
Dividends Compounded and Credited Monthly. Dividend Period is Quarterly.
AccountMinimum BalanceDividend RateAPY
Simple Checking
  -- NA NA
Smart Bonus Checking
  -- NA NA
Smart Rate Checking
Qualifying
$0.01 - $20,000.00
-- 4.89% 5.00 - 1.25
$20,000.01+ -- 0.50% 0.50%
Non-Qualifying -- 0.05% 0.05%

Visa Card Disputes

Do you have a charge on your debit card you need to dispute?

Please call: 833-995-2888, Monday-Friday 7am-7:45pm & Saturday 8am-1:45pm CST.

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