Skip Payment

Skip-a-Pay  

Need a little extra breathing room? Take a break from your loan payment with Trius FCU’s Skip a Payment! Put that payment toward holiday expenses, unexpected costs, or whatever you need most. It’s an easy way to give your budget a little more flexibility when you need it.

• Loans must have a minimum of 6 consecutive months of payments to be eligible.
• There is a $25 processing fee for each skipped loan payment.

Process a Skip A Payment in Smart Connect our online/mobile app. 

By completing and submitting the request through the online and mobile app you are applying to participate in the Skip Payment program with Trius Federal Credit Union for the loan(s) indicated on this application. You agree to the following terms: 1) Interest will continue to accrue on the loan balance and will extend the term of the loan; 2) Elected GAP or Warranty Coverage will not be extended beyond the original maturity date; 3) Payments will resume the following month; 4) There is a $25 processing fee for each skipped loan payment; 5) Loans must have a minimum of 6 consecutive months of payments to be eligible; 6) Request must be made at least five (5) days before the payment due date; 7) Loan and credit union membership must be current and in good standing. All Skip Payment applications are subject to approval. Some restrictions apply. The following loans are ineligible for the Skip Payment program: real estate secured loans, energy loans, Smart Choice, home equity loans, lines of credit, and Visa Credit Card.