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Maximize your dollars with a Share Certificate from Trius Federal Credit Union.

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Visa Credit Cards

Enjoy competitive interest rates, free balance transfers, no annual fee and contactless security. APR as low as 8.90%.

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Easy, secure account access is right at your fingertips with the Trius FCU mobile app.

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Join Trius FCU

We want you to become a member of Trius FCU. Member owned and focused for over 50 years.

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Auto Loans

Let us steer you in the right direction with an auto loan from Trius Federal Credit Union.

Come in and prequalify for an auto loan before you start shopping for a new or used car.

Apply Now     Make a Loan Payment

New & Used Auto Financing

We offer financing with a variety of terms and rates.  It’s our goal to make buying a vehicle a more enjoyable and stress free experience. 

  • Competitive Rates  
  • Extended Warranties  
  • Other Auto Product Options  
  • Easy Process (In Person or Over the Phone)

Apply Now

Smart Choice Financing

Smart Choice Financing is our hybrid financing option. A Smart Choice car loan allows for lower monthly payments, giving you more vehicle for your money. Smart Choice car loan offers low monthly payments similar to a lease, plus the best part of a conventional car loan – actually owning the vehicle.  

  • Lower Monthly Payments  
  • No Down Payment Required    
  • Vehicle Ownership (title in your name)  
  • Option to sell, trade, refinance, or payoff at any time during your loan term without any early termination fees. Or simply surrender your vehicle and "walk away" at loan maturity.

Smart Choice Calculator

Submit Your Insurance Information

Now that you have purchased your new vehicle you need to submit your insurance policy information listing Trius Federal Credit Union as the Lienholder or Loss Payee 
  • Comprehensive deductible not exceeding $1,000 
  • Collision deductible not exceeding $1,000

Submit Insurance

Start Shopping Here

In the marketing for a new car? Let us help you “Simplify Car Buying.”

 

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Get a Smart Choice loan!

Understanding Borrower Benefits
  • Lower monthly payments: on average, 30-45% less than conventional financing.
  • Actual ownership of the vehicle.
  • New or used vehicles up to 5 calendar years old qualify. (May vary)
  • No or low down payment - even the taxes and registration fees can be included in the payment plan.
  • Flexible terms: 24 to 72 months. (May vary)
  • Mileage plans for various driving habits - select 7,500, 10,000, 12,000, 15,000 or 18,000 miles per year. (May vary)
  • No pre-payment penalties or early termination fees.
  • Flexible Loan Options
  • At any time: Trade-in, Sell, or Refinance.
  • At loan maturity: Trade-in, Sell, Refinance, or Return the vehicle and walk-away.
  • Enables you to easily upgrade and/or change your vehicle every couple of years.
  • Minimize cash outlay on a depreciating asset - leaves money for better uses, such as other purchases or investments.

Build a Vehicle

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Get Quote by VIN

Multiple body styles match this VIN. Select the one you want to use for your quote:

Select Your Loan Term

Term Length Smart Choice Conventional Loan
Amount Financed $00,000.23
Customize My Payment
Annual Mileage
Optional Equipment
Standard Equipment

Save Your Quote and Find Your Next Vehicle

Enter your info to browse local inventory & unlock personalized financing options

This will submit a test lead that will not be transmitted to AFG.

By submitting your request, you will receive a quote by email and will create a user account for Auto Link.

We notice you already have an account for Auto Link. Would you like to get a login link sent to your email or continue to search for vehicles without logging in?

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