Bring more cheer to your holiday with a Trius Holiday Loan.
The holidays are full of joy — and expenses! Whether you’re planning a cozy family gathering, shopping for the perfect gifts, or taking that much-needed getaway, a Trius Holiday Loan can help you make it happen with ease and flexibility.
**New in 2025 credit will be pulled for all Holiday Loans.**
- Loan Amount - Borrow $500 to $2,000 (not to exceed one month's income.)
- Application Fee - $45 application fee regardless of approval (collected at time of application.)
- Loan Term - 12 month repayment term to keep payments comfortable
- Interest Rate - 18% APR**
- Members must be a member for at least 1 year and in good standing with the credit union.
- A member in good standing includes having accounts no more than 30 days negative, loans should be current or in the grace period of 15 days late, and you do not have any previous unpaid charge off accounts.
- Member cannot have previous charge off account or caused Trius a loss (including bankruptcy).
- If you have questions regarding qualifications, please contact us at memberservice@triusfcu.com
- Only one Holiday loan per member at any given time.
- Proof of Income is required for loan. We will accept the following:
- Paystubs - 2 most recent paystubs
- Tax Return - For self-employed borrower most current year
- Holiday loans are only available November 1 - December 31, 2025.
**APR - Annual Percentage Rate. All loans subject to approval. A $45 application fee will be charged to all Holiday loan applicants. Holiday loans starting at $500 for eligible applicants. Other restrictions may apply. Federally insured by the NCUA
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