YOU Loans - The YOU do YOU loan.
Say goodbye to Holiday loans and hello to our new year round YOU Loan! This loan is a no credit check loan option for members and will be available November 1.
- Loan Amount - $200 - $2,000
- Application Fee - $25 application fee regardless of approval
- Loan Term - No more than 12 months
- Loan Payment - Minimum payment of $50 monthly
- Interest Rate - 18% APY**
- Members must be a member for at least 6 months and in good standing with the credit union.
- A member in good standing includes having accounts no more than 31 days negative, loans should be current or in the grace period of 15 days late, and you do not have any previous unpaid charge off accounts.
- Member cannot have previous charge off account or caused Trius a loss (including bankruptcy).
- If you have questions regarding qualificiations, please contact us at firstname.lastname@example.org
- Only one YOU loan per member at any given time, loans balances can not be rolled over from a previous YOU loan. There is no current limit of how many YOU loans a member could have per year.
- Proof of Income is required for loan. We will accept the following:
- Paystubs - 2 most recent paystubs
- Tax Return - 2022 tax return for self-employed borrower
**APY - Annual Percentage Yield . All loans subject to approval. A $25 application fee will be charged to all YOU loan applicants. YOU loans starting at $200 for eligible applicants. No credit check. Other restrictions may apply. Federally insured by the NCUAGo to main navigation